SPRING CLEAN UP

. Wash and Wax your auto policy:

Check to see if your coverages on your auto policy match your
current needs. Call your agent to review coverages and discuss.

2. Spring Clean your homeowners policy:

Time to review if you have current replacement value and have you
updated your inventory of home possessions? Have you acquired any valuables
that need to be scheduled on your policy?

3. Update your Life Policies:

Do you need to update beneficiaries due to changes in marriage
status or have you added contingent beneficiaries?

4. Clean out your gutters.

5. Clean your airconditiong filters both central and window units.

6. Repair loose or damaged siding.

7. Install surge protectors:
to prevent home electronics and appliances from lightning strikes and power
surges.

8. Inspect swimming pools and outdoor play equipment :to make sure they're properly maintained and safety features are
intact.

9. Inspect decks,
porches, and balconies:
have secure railings and that any posts in these
structures are spaced no more than four inches apart to prevent children from
slipping through.Check to see that your garage door opener has an automatic
reversing mechanism and a sensor that prevents the door from closing on a
person or pet.

10. Prevent scalding injuries:
set the thermostat on your water heater to 120 degrees.

11. Are small children in the home? install child-proof latches on all windows that are less than two
feet above the floor or on upper stories. Also, any window glass located less
than 18 inches off the floor should be rated as safety glass.

12. Outfit electrical outlets located near water sources with
ground-fault circuit interrupters (GFCIs).

13. Install and properly
maintain smoke and carbon monoxide detectors.