Helpful Tips

"Carbon Monoxide Safety"


Remember anything that burns fuel, such as a fireplace, furnance ,generator, automobile or gas appliance produces Carbon Monoxide.


Follow these tips:

Keep your vents clear

Keep generators 20ft from house

Schedule regular maintenance on your furance

Keep fireplaces clear and well vented

Boating Safety

When you go out for a nice day on your boat make sure that everyone is equipped with a life jacket and is aware where they are located.

  • No drinking and boating.
  • Familarize yourself with your water route to know the ins and outs of the waterway.
  • Be aware of other boaters.


Remember it is that time of year again. Motorcycles are on the road so make sure you look twice to see if they are coming your way.


  1. Plan a Route
  2. Stay with Your Vehicle
  3. Make sure Your Vehicle is in Good Running Condition and Fueled
  4. Use the Heater Sparingly
  5. Have a Winter Survival Kit with water, food, blankets and lightning
  6. Communicate with 911 and use cell phone as little as possible to save battery
  7. Mark the vehicle with a bright cloth on antenna for identification
  8. Keep yourself hydrated
  9. Try to keep you body warm by moving

Clean Your Dryer Vent

Remember to always clean out your dryer trap after every load and to regularly clean the full dryer vent to the outside.


You as a homeowner and insured can help avoid or minimize a claim in your home. All you have to do is check your washing machine hoses annually to make sure they are fasten tightly and replace them if they are worn. Water damage claims from washing machines and ice machine makers are two of the most common occurrences that cause water claims.

Another easy precaution is make sure everyone in the household know where the water turn-off value is in case there is a water breakage.  By being able to turn the water off quickly will avoid more damage.

Texting and Driving

Remember that texting and driving is illegal as well dangerous. Texting and talking on your phone is distracting you from driving so take a few minutes to pull over to do it. You may save your life or someone else.


After the last few years of extreme weather in Upstate and Downstate New York residents need to start getting prepared in case of a flood. The following are some steps that can help us all be prepared.

1. Always have a supply of bottled water, canned food and high energy foods on hand.

2. Always keep your prescription medicine, first aid kit, hand wipes, and toiletries in a cabinet that is on the first or second floor that is easily accessible.


Our weather has been changing and remember that you need to make sure that your gutters are kept clean of debris to avoid backup and run over.

Also remember to keep you tree branches trimmed to avoid damage to your property during a storm.

Summer Recreational

Remember to insure your summer recreational vehicle, ie: boats, jet skis, travel trailers, atvs and motorcycles.